What is the main purpose of the declarations page in an insurance policy?

The declarations page in an insurance policy serves as a summary that includes essential information about the coverage, such as the insured's name and address, the policy number, the effective dates of coverage, and details about the specific coverage provided. This page provides a clear overview of who is covered, what is covered, and the limits of that coverage, making it crucial for understanding the key elements of the policy at a glance.

By listing the involved parties and the specifics of the coverage, the declarations page establishes a foundational understanding of the insurance agreement between the insurer and the insured. This clarity helps policyholders recognize their coverage limits, co-payments, deductibles, and any special conditions or endorsements that may apply.