Personal Injury Coverage provides protection against which of the following?

Personal Injury Coverage is designed to protect individuals against claims that arise from emotional distress and non-physical damages. This can include instances such as libel, slander, invasion of privacy, and other torts that do not result in physical harm but can still lead to significant damage in terms of emotional or psychological trauma.

The focus of Personal Injury Coverage is specifically on these types of claims rather than physical injuries or tangible property damage. For instance, while a physical injury to a policyholder may be covered under a different type of insurance, such as health or auto insurance, it falls outside the scope of Personal Injury Coverage. Similarly, coverage for vehicle damage is typically addressed under an auto insurance policy, not personal injury coverage. Lastly, coverage for business-related injuries would not be included in personal injury provisions, which primarily cater to personal, not professional or commercial, liabilities. Thus, the correct answer highlights the unique focus of Personal Injury Coverage on emotional and non-physical damages.