What is the process of Removal in insurance?

The process of Removal in insurance specifically refers to the action of relocating property to protect it from potential perils or hazards. This concept is often included in property insurance policies, particularly in the context of personal property coverage, to provide additional protection for insured items.

When an insured property is threatened by a peril—such as a flood, fire, or vandalism—the insurer allows the insured to move their property away from the immediate danger. This is an important feature because it helps minimize damage and loss before a specific incident occurs, thereby safeguarding the insured's interests and allowing them to mitigate risk.

The answer that describes the process of removal aligns closely with this definition, emphasizing proactive measures taken to protect property from loss or damage, distinguishing it from other concepts like ownership transfer or claims processing.