What percentage of Coverage A does Coverage B provide for other structures in the DP-1?

In the context of the DP-1 (Dwelling Policy 1), Coverage B pertains to other structures on the property that are not attached to the dwelling, such as a detached garage, shed, or fence. This coverage is vital for homeowners as it provides financial protection for structures that may not be part of the main dwelling.

The correct percentage for Coverage B in the DP-1 is typically set at 10% of the Coverage A limit. This means that if a homeowner has a Coverage A limit of $100,000 for their dwelling, Coverage B would provide an additional $10,000 for the other structures on the property. This specific allocation helps ensure that the coverage is balanced between the main dwelling and other structures while providing sufficient protection for detached property.

By understanding this allocation in the DP-1 policy, homeowners can better appreciate how their insurance coverage is structured and ensure they have adequate protection in place for all parts of their property.