Which of the following is not covered under Coverage A?

Coverage A in homeowners insurance primarily addresses the dwelling itself and provides protection against various types of damage to the structure of the home. This typically includes damages caused by things like fire, storm, theft, and vandalism.

The correct choice highlights that improper packing is not covered under Coverage A because it pertains to personal actions or errors in how items are stored or arranged rather than damage to the physical structure of the home itself. Coverage A specifically focuses on the dwelling, not on the activities or decisions of the homeowner related to packing or organizing their belongings.

In contrast, standard building damages are explicitly covered under Coverage A, as they fall within the parameters of protecting the dwelling. Homeowner’s liability claims, while important, are actually covered under a different section of the policy (usually Coverage E), which focuses on personal liability and not property damage. Nuclear war damages are generally excluded from all standard homeowners insurance policies due to the catastrophic nature and rarity of such events, but this exclusion doesn't tie directly to Coverage A's purpose. Thus, it is clear that improper packing falls outside the scope of Coverage A, making it the right choice.