Which of the following is covered under vandalism?

Prepare for the Massachusetts Personal Lines Exam. Study with engaging flashcards and multiple-choice questions. Each question offers helpful hints and explanations. Get ready for success!

Vandalism is defined as the intentional destruction or defacement of property. The reason why destruction of property is considered covered under vandalism is that it involves an act where someone purposely damages or alters someone else's property without permission. This can include actions such as breaking windows, spray painting buildings, or otherwise damaging spaces in a way that is not justifiable or accidental.

In contrast, theft of property is a separate issue focused on the unlawful taking of someone else’s property, rather than its destruction. Accidental damage occurs when property is harmed unintentionally, which would typically fall under other coverage programs or policies that address accidents rather than vandalism. General wear and tear refers to the gradual deterioration of property due to regular use and aging, which is not covered by vandalism as it does not involve any malicious intent or active wrongdoing. Hence, destruction of property aligns directly with the clear definition of vandalism and its intentional nature, making it the correct choice.

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