Which of the following is a common type of personal lines insurance?

Homeowners insurance is a common type of personal lines insurance because it specifically provides coverage for individuals and families protecting their residence along with associated liabilities. This insurance typically covers the structure of the home, personal belongings, and liability for injuries occurring on the property, making it distinctly tailored to the personal needs of homeowners rather than businesses or commercial activities.

In contrast, commercial property insurance is geared towards businesses, providing coverage for buildings and contents used for commercial purposes. Health insurance focuses on medical expenses and health-related services, representing a personal need but not typically classified under personal lines in the same manner as homeowners insurance. Workers' compensation insurance is meant for workplace injuries and benefits employees, which is an entirely different focus from personal lines as it pertains to business liability and employee protection.