Which of the following would be considered as additional living expenses?

Additional living expenses refer to the extra costs incurred when a policyholder cannot live in their home due to a covered loss, such as a fire or other damage. These expenses are typically associated with necessary increases in living costs that arise from having to temporarily relocate.

In this case, higher rent due to a house fire is considered an additional living expense because after the fire, the homeowner may need to rent a similar property until their home is repaired or rebuilt. This increased cost of housing directly relates to the necessity of finding alternate accommodations and is covered under most homeowner's insurance policies.

The other options do not fit this category. Repair costs for a damaged vehicle, while they may fall under auto insurance, are not related to living expenses. Legal fees associated with property might arise due to disputes or claims but do not pertain to the cost of living in a temporary residence. Homeowner's insurance premiums are regular expenses related to maintaining an insurance policy, not additional costs stemming from being displaced.