Which type of insurance primarily addresses personal injury and legal liability?

Casualty insurance primarily addresses personal injury and legal liability, making it the correct choice in this context. This type of insurance includes various forms of coverage that protect individuals and businesses from the financial consequences arising from injuries or damage they may cause to others. For instance, it encompasses general liability insurance, which helps cover legal costs and settlements if someone is injured on your property or if you unintentionally cause damage to someone else’s property.

In contrast, property insurance focuses on protecting physical assets, such as homes and personal belongings, from risks like fire, theft, or natural disasters. While personal injury may be a concern in some property insurance policies, it is not the main focus.

Life insurance is designed to provide financial protection to the beneficiaries upon the death of the insured, and it does not cover personal injury or legal liabilities.

Health insurance is tailored to cover medical expenses incurred due to health issues and does not relate to personal injury and legal liability in the same manner that casualty insurance does.

The emphasis of casualty insurance on liabilities and personal injuries makes it distinctly suited for addressing the risks associated with these concerns, thus solidifying it as the best answer to the question.