Which type of insurance would typically cover damages from a tree falling on a house?

Comprehensive Homeowners Insurance is specifically designed to provide coverage for a wide range of perils affecting a homeowner's property, including damage from a tree falling on a house. This type of insurance typically covers the structure of the home, personal property, and additional living expenses incurred if the home becomes uninhabitable due to a covered loss. When a tree falls on a home due to conditions like strong winds or storms, the damage it causes would fall under the "dwelling coverage" component of homeowners insurance.

Other types of insurance mentioned do not apply to this situation. For instance, automobile insurance focuses on vehicles and does not cover property damage to a home. Liability insurance primarily protects against claims of bodily injury or property damage caused by the insured to other people or their property, but it does not cover damages to the insured's own home. Health insurance is meant to cover medical expenses and does not pertain to property damage in any context. Thus, comprehensive homeowners insurance is the most appropriate choice as it directly addresses the coverage needed for this type of damage.