Which type of policy would cover physical injury to tangible property?

Prepare for the Massachusetts Personal Lines Exam. Study with engaging flashcards and multiple-choice questions. Each question offers helpful hints and explanations. Get ready for success!

General Liability Insurance is designed specifically to cover bodily injury and property damage that may occur as a result of business operations or activities. This type of policy is essential for businesses, as it protects them from claims that arise when a third party is physically injured or when their tangible property is damaged due to the insured's actions.

In the context of this question, tangible property refers to physical items that can be touched or seen, such as buildings, vehicles, and personal belongings. General Liability Insurance would provide coverage for the costs associated with the repair or replacement of such property, as well as medical expenses if someone is injured on the premises or due to the operations of the insured.

Other options, while they serve important purposes, do not specifically cover physical injury to tangible property. For instance, Health Insurance primarily focuses on medical expenses for an individual's health concerns, Workers' Compensation Insurance addresses workplace injuries to employees, and Travel Insurance provides coverage for various travel-related issues but not direct property damage liability. Thus, General Liability Insurance is the appropriate choice for covering physical injury to tangible property in this context.

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